Tips on Owning Property Under Five Lakhs

If you live in a country like India, you will know that not everyone can afford luxurious or mid-range houses. But, everyone is entitled to own a house of their own. If you fall under this category, and you are not willing to take a home loan, there are still ways in which you can buy a low-cost property. This article gives you some tips on owning property under 5 lakhs in India.
Invest in Property Through Fractional Ownership
Fractional ownership is a process by which you can invest in a high-end property with several other investors. The primary intention is to share the cost of the property, and then divide the returns from investment.
If you are expecting capital appreciation, investing in residential properties is the best option for you. However, if you invest in commercial properties, you can expect a rental yield of 7 to 10 percent. Over the past 3 decades, rental yields from residential properties have remained stagnant at 3 percent. According to real estate experts, a minimum amount of Rs 2 to 3 crore is needed to buy commercial and retail spaces.
Contrary to commercial assets, you can invest in residential properties with a few lakhs. According to commonfloor.com, you can buy properties in the price range of Rs.40 to 60 lakhs in cities like Bangalore, Chennai, and Mumbai. In a city like Bangalore, you can easily expect a capital appreciation of 15 percent in prime locations such as Sarjapur Road and Whitefield.
Some real estate companies can help you in investing through this platform. These companies will help you find tenants, negotiate rents, and also take responsibility for the sale of your property.
Own Property Through Organised Co-Ownership
Organised co-ownership is a platform that lets you invest in the real estate market directly with other co-investors. Through this arrangement, you will either get joint-ownership or a stake in a company that owns the particular property you are interested in. It all depends on the number of investors.
If the number of investors in a co-ownership is too less, then the company may make special arrangements. You will be an investor as well as a shareholder. In such cases, you have to sign an agreement that states your investment amount and the fragment of ownership.
You will only account for the capital invested by you. This type of investment is different from investing in real estate investment trusts, where you invest in a wide range of properties. Here, you can choose a residential property, visit the site, and then make payments. The best part, is you also get to know your investors. But, remember that if you are investing as partner in a company, you are not eligible for a home loan.

Hire Good Architects and Contractors
If you are not willing to invest in fractional or co-ownership, but prefer having a house of your own, there are some options still open for you. Search for architects and builders who have a reputation of constructing houses fewer than 5 lakhs. Ask the builders to use interlocking bricks as they are cheap and keep the interiors of the house cool. You can also opt for terracotta roof tiles.
The success for this kind of project depends on the meticulous planning and selection of construction materials. You can use ceramic tiles and recycled windows and doors. The recycled items can be polished and used in your house. This way you will save a lot of money. Remember, to chalk out a detailed plan so that you don’t have to undertake extra costs at the end of the project.

Now that you have learned about the various options available to you, invest in a property of your choice. You will not have full ownership of the property immediately, but when you earn high investment after selling the property, you can definitely purchase another property and call it home.

115 comments: (+add yours?)

Evelyn Kelly said...

Nice Blog. Thanks for sharing. Owning a home was never as easy as it is at Motia'z Royal Citi

sattibabu gavara said...

Are you looking to buy or sell or rent Residential Properties like lands, plots, apartments, flats, independent houses, villas at reasonable price across India and Commercial properties like shops, offices , other related business properties all these find in Zazspot.com
Real estate in India
Real estate in Hyderabad
Real estate in Vijayawada
Real estate in Tirupati
Real estate in Guntur

sattibabu gavara said...

Are you looking to buy or sell or rent Residential Properties like lands, plots, apartments, flats, independent houses, villas at reasonable price across India and Commercial properties like shops, offices , other related business properties all these find in Zazspot.com
Real estate in India
Real estate in Hyderabad
Real estate in Vijayawada
Real estate in Tirupati
Real estate in Guntur

sattibabu gavara said...

Are you looking to buy or sell or rent Residential Properties like lands, plots, apartments, flats, independent houses, villas at reasonable price across India and Commercial properties like shops, offices , other related business properties all these find in Zazspot.com
Real estate in India
Real estate in Hyderabad
Real estate in Vijayawada
Real estate in Tirupati
Real estate in Guntur

Pravesh Realty said...

Your post having significant information ,I have some suggestion about proprperty in noida
Commercial property for rent | Buy flat in ahmedabad

Linnks Properties said...

Commercial property in Pitampura for buy or lease,
semi and fully furnished commercial offices are available at the premium location at Pitampura NSP. Contact Us.
Linnksprop.com

Gruhkhoj Kolhapur said...

Amazing photos and post i loved seeing this thanks for sharing really amazing pics are this, nice very interesting and helpful blog post... see kolhapur property

SudheerReddy Tadisina said...

Now a days property development is high in Bangalore…If anyone looking for affordable villa plots in Electronic City then must checkout Mahidhara Fortune City Projects…
Plots in Electronic City Bangalore Villa Plots Near Anekal

Narasimha Reddy said...

Thanks for sharing such such great tips.Buying Flats,Villas and plots in Bangalore in the present times could offer good cost benefits to a buyer who can now purchase a dream home at much affordable price.
Plots in Hoskote Near Bangalore|Villas in Hoskote Near Bangalore

Pravesh Realty said...

Thanks for sharing.Biggest purchase for most of the people ever make is buying a
home.ahmedabad is a good place with comfortable living standards. Buy residential property in Ahmedabad | buy flat in ahmedabad|Commercial property in surat

Christo Steyn said...

Thanks for providing such an important information south africa real estate

S Murugappan said...

Thanks for sharing your information

Tax Lawyer Chennai

Louisiana Insurancedefense said...

Louisiana Supreme Court Rules No Cause Of Action Exists For Negligent Spoiliation Of Evidence - Lake Charles Insurance Defense Blog, for more information, Visit our website.Lake Charles Insurance Defense Lawyers

Ganesh Kumar said...

Very useful information you have shared. Thank you for sharing this great information.

Land for Sale in Salem | Home for Sale in Salem

Skull Shaver said...

This is the first time i am reading your post and admire that you posted article which gives users lot of information regarding particular topic thanks for this share.

Melbourne real estate Specialist

Narasimha Reddy said...
This comment has been removed by the author.
Bharti Mahour said...

Now a days its very difficult to buy a own house but your tips are really informative dear. Thanks!

DLF The Ultima

Vinita Shah said...

Thanks for sharing such valuable information on how to Buy Apartments In Chennai.

Kapil Das said...

Thanks for sharing such in depth article. The other I was also reading about the real estate companies and their future outlook in an article. They have very well spoken about the current market scenario and future prospects.

adiseshprojectsgreencity said...

We offers lake view Residential Plots in Hoskote near Bangalore, approved by DTCP & located near Narasapura Industrial layout makes the perfect reason to invest in and live.
Plots in Narasapura around Bangalore | Villas in Hoskote near Bangalore

Aerialview Projects said...

64 Acres agricultural land for sale with 4 boars near Chintalapudi, West Godavari Dt. (Between Chintalapudi and Chatrai).
http://goo.gl/FNmtFq

Singhania Razorse said...

Every country has own law system it is necessary for all because law and legal activities stop the crime. Before making a big mistake criminal are afraid so law system does protects our city or country. In India lots of laws and systems are available like Intellectual Property Law, Commercial Litigation Law and Corporate Lawyer India every law protect our country rules and regulations.

Ramya Sree said...

In Bangalore its very difficult to buy a own house but you can try through imsolutions it will be easy to buy a house.
Apartment Advertising in Bangalore
Advertisement in Apartments in Bangalore
Building notice Board Activity in Bangalore
Apartment Notice Board Marketing Activities
Poster Activities in Apartments

shradha shree said...

Great information related to best LAW colleges and its benefits.
Top law colleges in India
Law colleges in India
Law schools in India

Sathish Chennaione said...

Very useful information. Thanks for sharing. Keep posting.

sathish from Chennai Property Management

Vinod Kumar said...

Free Legal Law Consultation on Medical Claims Issues at SolicitorIndia-Agarwal and Company

Kavi Priya said...

Nice tips. This is very useful. Thanks for sharing.


budget flats in Chennai

vipin yadav said...

I like this post, And I guess that they having fun to read this post,they shall take a good site to make a information,thanks for sharing it to me. apartments for sale in sarjapur road

jkb housing said...

I like your post. This post really awesome and very helpful to me
flats near omega school kolapakkam

Ramana P said...

Very nice Blog , Thanks for sharing this blog , I have got lot of information about that ,Real estate in Bangalore.

Sumita Sofat said...

She replied that she did, but wished she hadn't. It was very time consuming when she had other chores to do and it wasn't as much fun to watch her smash all her hours of work! I felt better about my decision knowing that a pro would have turfed to someone else!

PCOS Treatment in Females | Best PCOS Treatment Centre in Ludhiana, Punjab, India

Advaitaa Homes said...

Very useful tips. Thank you for the sharing.

villas for sale | villas in kovaipudur

PROFUSE PROPERTIES said...

Valuable for Information..is there is any another information related this then kindly inform me....
Ally


Top Real Estate Companies in bangalore

Essay Writer said...

I would like to construct a house and if this work out this would be of great use and within limit it works. Thanks and try to bring out such innovative and constructive idea.If you have further tips you can send to me on research proposal writing service

bethe you said...

Bangalore is the best place in india for real estate and business.In bangalore have more real estate company avhni abode is a best leading company in bangalore.
Villas for sale in bangalore

Abhi Ram said...

Awesome Blog, Thanks for sharing this blog of affordable plots in Bangalore, I have got of imforamtion about your Blog, Nice blog thanks a lot.

Alfaj Ripon said...

Whether you are planning to put your home on the market or make it more comfortable to live in, there is a lot to be gained from making home improvements.
see more details : excavation contractor Massachusetts

Elegant Wooden Homes said...

Every blog have more content for real estate but who not mentioned these type of instruction thanks for sharing these information really i am like your content.
Wooden Homes in india

Meenam Gajol said...

Excellent post. This has really very good tips. Everyone have a dream to buy a own home. This tips really helpful to middle class families. Thank you.

Land for Sale in Salem | Home for Sale in Salem

BrahmaCorp said...

Awesome Post...Bramhacorp.in is India's leading Real Estate and Property Developers in Pune. Offering top quality residential projects as well as Commercial Properties in Pune ...

Quality lifestyle NVT said...

Great Share!! The information you have provided is valuable and i want to give you a huge thumbs up for it.villas in sarjapur road|independent house for sale in bangalore east - Real Estate

Akil Sara said...

Thanks for sharing the post. Its a useful information for many people. Stepsstone builders provides homes specially those onFlats in Selaiyur
Budget flats Chennai, Plots in Medavakkam

BLF Bhumi said...


Such a nice and useful information posted here for us on real estate plots and homes. Thanks for sharing here with us.
blf bhumi in indore

Charles Mathew said...

Great point you have shared to buy a property under 5 lakhs. This is really helpful to middle class family member who all have a dreams to buy a property. Thank you.

Apartments for Sale in Salem
Flats for Sale in Salem
House for Sale in Salem
Land for Sale in Salem
Home for Sale in Salem

Chennai ungal kaiyil said...

valuable information.

Accommodations at chennai

Quality lifestyle NVT said...


Great blog created by you. I read your blog, its best and useful information. You have done a grate work. Super blogging and keep it up postinghouse sale in bangalore|bangalore house for sale - Real Estate

BrahmaCorp said...

Futuristic & luxurious, BramhaCorp Commercial Properties in Pune Sadhu Vaswani Chowk……

Shill MK said...

Useful Information for Potential Real Estate Investors

BLF Bhumi said...

Nice news for property buyer in Indore, is very beautiful city.
plots near super corridor indore

row house in indore

row house near tcs indore

plots near tcs indore

Samyukta J said...

Buy a flat in apartment with less EMI Apartments in Electronic city

Chhabraproperties said...

Nice article about blogs.. Best builders in bangalore
property developers bangalore

Samyukta J said...

Good Blog about Land for sales in Bangalore, Thanks for sharing this blog.

Samyukta J said...

Planning to buy plots in Bangalore ? Just visit Terracon Projects you will get best residential sites in Bangalore. Buy Residential land in Bangalore

Gokul G said...

Bangalore is an amazingly growing city in terms of money but a poor fare in terms of infrastructure .. Buy land and plots in Bangalore from Terracon Developers

Splendid Group Reviews said...

nice information about property thanks for sharing we also provide flat s and property.
Splendid Lake Dew Review

Triaxis colonnades said...

Thanks for sharing the grateful information.
https://goo.gl/mOUXnN https://goo.gl/A9UvUs https://goo.gl/Ssrrpe http://goo.gl/IF5APp

Chhabraproperties said...

Nice article about latest updates keep blooging more on google updates ...
affordable homes in bangalore

Yashraj said...

India's Leading Real Estate Developers in Bangalore. Search for property on Terracon Projects

MANIKANDAN R said...

Hi,

Thanks for share this details......
Low budget flats for sale in Chennai

BLF Bhumi said...

Thanks for sharing the information with us. Keep sharing more with us.
http://www.blfbhumi.com/newsite/

Apratim Group said...

Regards
Alibaug properties

farnando.info.blogspot.com said...

Hi there..!!
One of the most valuable processes that you can use with regards to avoiding repossession is to look into getting into a quick property sale. This is a type of sale that can be used to help you with getting your property sold off quickly.One of the most valuable processes that you can use with regards to avoiding repossession is to look into getting into a quick property sale. This is a type of sale that can be used to help you with getting your property sold off quickly.property for sale

Apratim Group said...

well information about plots
Regards
Alibaug properties

Emma Lena said...

Hello.....This guide was prepared this guide to assist sellers of houses to prepare their property for sale. the Real Estate markets around the world seem to be contracting so it is essential properties are well prepared and presented to maximise the sale price.
property for sale

Priyanaka Devi said...

HI first of all I would like thank for written about prefab wooden homes, such a nice topic and it's helps for global warming, so keep on sharing thanks!

Prefabricated Homes in India | Wooden Homes Bangalore


Prefabricated Homes in Bangalore

GenTech said...

Thanks for the information. Keep sharing more with us.
Get the Plots near Super Corridor Indore with a perfect location for your home and commercials.

Apratim Group said...

https://www.blogger.com/comment.g?blogID=34858118&postID=1350795905244319791&page=1&token=1487593981476&isPopup=true

Apratim Group said...

nice info about flats
Regards
alibaug properties

Alice Stewart said...

Hello....Have a nice day. I would like to share with you a great news about property for sale..Almost every county government offers tax lien properties for sale, in one form or another. The government seizes properties when owners do not pay property, personal property or income taxes within a designated time, and public auctions are held as a means for the government to recoup the taxes owed.Read more at-property for sale

Apratim Group said...

nice info
Regards
affordable housing

Harsha D said...

Nice Blog, i like it, with the good contents,
for Beautiful Plots and Lands for sale in Bangalore near to you Locality..

Yuga P said...

really i like the Blog..
Best Plots in Bangalore .

jyothisunil kumar said...

Thanks for the information. Keep sharing more with us.
For the best Plots and Land in Hyderabad

prime galaxy said...

Nice post and it is more informative also very useful. Same as Prime Galaxy presenting a new luxury residential apartments in Vijayawada, Mangalagiri with best features.

Priya KS said...

Nice Blog,

Terracon Projects is the right choice to Buy Real estate plots in Bangalore

Yashraj said...

Good Blog
Terracon Projects is the right choice to Residential Lands in Bangalore

super sunil said...

good information

for Plots for sales in Bangalore with the lowest rate

Jet Power said...

We provide commercial restaurants space, commercial shop space, commercial office space available for lease and rent in moti nagar, rajouri garden, connaught place, New Delhi. Builder floor for sale in Fateh nagar. VIEW MORE :- Commercial Office Space in Delhi

Jet Power said...

We provide commercial restaurants space, commercial shop space, commercial office space available for lease and rent in moti nagar, rajouri garden, connaught place, New Delhi. Builder floor for sale in Fateh nagar. VIEW MORE :- Commercial Office Space in Delhi

rk properties faridabad said...

Find here for sale and rent of 3 BHk/2 BHk apartments in faridabad and 3 BHk/2 flats in faridabad, RPS city savana sector-88. VIEW MORE :- Apartment and Flats in Faridabad

Santhiya Devi said...

Thanks for a nice share you have given to us with such an large collection of information. Great work you have done by sharing them to all. simply superb.
Ready to Occupy flats

Umesh Kumar said...

Residential property in India is one of the most rapidly growing sectors that attract both buyers as well as investors. The growing income levels of people working in the corporate sector increase in the disposable income of people, reasonable priced home loan interest rates, and attractive financial schemes offered by developers are some of the factors that have resulted in an increase in more and more people going for their own house purchase. With the rapid urbanization and more and more nuclear families settling in tier 1 and 2 cities, there has been a considerable growth in the demand for housing properties. With the homes becoming more affordable than they were a number of years ago and self-owned homes still remaining a number one priority with most of the Indian households, the residential real estate market in India is the most attractive.

Mathu said...

Thanks for a nice share you have given to us with such an large collection of information. Great work you have done by sharing them to all. simply superb.
Leading builders in Chennai

Ashok kumar said...


Residential Lands in Bangalore
Terracon Projects a name known for its commitment in providing the best services to the clients. Residential Plots / Land for Sale in Bangalore

Nandhini said...

Usually I do not read post on blogs, but I would like to say that this write-up very forced me to try and do it! Your writing style has been surprised me. Great work admin.Keep update more blog.
Manpower Services in Chennai

Abiya Carol said...

Very nice post here and thanks for latest smartphone applications it .I always like and such a super colors of phone for these post.Excellent and very cool idea and great models and different kinds of the more information's.

Software Testing Training in Chennai

Sakshi Purohit said...

when we are buying Residential property , we should take care of its quality and surroundings ,if surrounding environment is good. then it will be more profitable,Nagpur residential property are good investment.

Mathu said...


Thanks for a nice share you have given to us with such an large collection of information. Great work you have done by sharing them to all. simply superb.

Budget flats Chennai

Jyoti Singh said...

This post will be very useful to us.I like your blog and helpful to me.nice thoughts for your great work.
Let my Property in London

Sudha Rajan said...

Thanks for sharing your info. Its a useful information for many people.Northgarden offers Residential plots in Bangalore has an excellent location.Northgarden offers specially those onVilla plots near nandi hills, Plots near Nandi Hills, Plots in Bangalore

Dinesh said...

Hey great stuff, thank you for sharing this useful information and i will let know my friends as well.
Ready to Occupy flats

akhilesh kumar said...

GREAT BLOG!!!
It's time to get the best residential property for buy in India without any struggle. On the prominent portals, you can find the fully furnished apartment with all the additional amenities.

Lalit Choudhary said...

Aashiyana Properties provide property in sonipat and apartment in sonipat. Also find here residential property for sale in sonipat, apartment for sale in sonipat. Purchase property in sonipat. Property in sonipat

Billion Yard said...

It's really good to see this post, this is so informative, so please updating us with this type of article.
Godrej Hinjewadi Pune

Shubhu said...

Residential plot for sales in Bangalore There are many Residential plot for sales in Bangalore that is available in many posh locations in the city.

tanublog said...

plots in mumbai

Unknown said...

Articles and content in this section of the website are really amazing. Great ideas indeed! I will surely keep these in my mind!

Let my Property in London

Fauzi said...

Thanks for sharing this good information.
2 bhk apartments for sale in whitefield

farman wxi said...

Find upcoming new housing residential project in gurgaon and commercial project in gurgaon. View Gurgaon upcoming commercial studio new ready to move residential project and commercial project in golf course ext road, aipl joy centre, bhiwadi, neemrana, dwarka expressway and sohna. VIEW MORE:- Residential project in Gurgaon

Kiran said...

I enjoyed reading your post and I like your take on the issue. Thanks. 2BHK and 3BHK apartment Chennai


Ruhiphotography said...

plots in mumbai

KATE TECHNOLOGIES said...
This comment has been removed by the author.
MarvelLandsand Farms said...

Nice blog..! I really loved reading through this article... Thanks for sharing such an amazing post with us and keep blogging...
plots for sale in kadthal

Khushi said...

Nice blog
plots in mumbai

Ashwiniaishu said...


flats near mumbai

Kiran said...

Thanks for a nice share you have given to us with such an large collection of information. Great work you have done by sharing them to all. simply superb. 2BHK and 3BHK apartment Chennai

zeus neo said...

Dear Sir/Madam,

Please visit www.vakilpro.com to get information on how to to send a legal notice, Property Related Legal Opinion , Documentation Services, etc. all over India.

Team Vakilpro

Kaushal singh said...

There are various apartments and Flats are available in Faridabad but Arihant Buildcon is one of them through which you can get Luxury Property in Faridabad at an affordable price.

leela mohan said...

Bungalows in Kajrat

vidya sri said...

Thank you for posting this amazing blog.
Budget Flats for sale in Bangalore

Ruhiphotography said...


plots in mumbai

piyablog said...

plots in konkan

piyablog said...

plots in konkan

Abcworld said...

ABCworld Provides shared office space in pune and shared office space pune or temporary office space on Rent suitable to your Business in pune at competitive Rates.

Khushi said...

plots in mumbai

There was an error in this gadget
There was an error in this gadget
Powered by Blogger.

All Rights Reserved

Unless specified to the contrary, the contents of this blog and these pages are protected by copyright and no part of them may be reproduced in any form or used in any other way except with the Blog Administrator's prior written permission or in accordance with the next term set out below. You may print off or download the visible text on the site for personal non-commercial purposes but it may not be used for any other purpose.